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Most people wonder why do I need Life Insurance? Life insurance is protection against financial loss resulting from death. It is a promise by the insurance company to pay a specific amount of money to people you designate at the time of your death (beneficiaries) in exchange for timely payment of premiums. Here are some reasons why people buy life insurance:
Americans are underinsured. Only 47% of U.S. households own any individual life insurance. In addition, Most families spend 90% or more of their take home pay!
The death of a family member brings on new costs and loss of income. Life insurance can help loved ones go on. Many advisors suggest that one have enough life insurance to replace 70% of their income. Do YOU have enough insurance? If you are not sure,
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to get a free life insurance quote.
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